Comments on: The Most Over-Looked Part of Your Portfolio is… http://www.thickenmywallet.com/blog/wp/2007/06/20/the-most-over-looked-part-of-your-portfolio-is/ Everything to do with thickening your wallet Wed, 01 Feb 2012 15:44:00 +0000 hourly 1 http://wordpress.org/?v=3.3 By: Thicken My Wallet » Blog Archive » Cash is an Investment Category http://www.thickenmywallet.com/blog/wp/2007/06/20/the-most-over-looked-part-of-your-portfolio-is/comment-page-1/#comment-4511 Thicken My Wallet » Blog Archive » Cash is an Investment Category Thu, 03 Jan 2008 11:01:23 +0000 http://www.thickenmywallet.com/blog/wp/?p=68#comment-4511 [...] I keep thinking that I don’t necessarily have to buy anything; cash is an over-looked portfolio allocation. Buffet has to buy; Berkshire Hathaway is an insurance company so he has to keep investing all [...] [...] I keep thinking that I don’t necessarily have to buy anything; cash is an over-looked portfolio allocation. Buffet has to buy; Berkshire Hathaway is an insurance company so he has to keep investing all [...]

]]> By: Thicken My Wallet » Blog Archive » The Downside of Cash/Is Infrastructure the Latest Investing Trend? http://www.thickenmywallet.com/blog/wp/2007/06/20/the-most-over-looked-part-of-your-portfolio-is/comment-page-1/#comment-282 Thicken My Wallet » Blog Archive » The Downside of Cash/Is Infrastructure the Latest Investing Trend? Thu, 05 Jul 2007 12:04:24 +0000 http://www.thickenmywallet.com/blog/wp/?p=68#comment-282 [...] Final ResultsRiscario Insider on Buying a New Home? Watch Out for Those Hidden CostsRe: money on The Most Over-Looked Part of Your Portfolio is...admin on Saving Money at the Supermarket- Week [...] [...] Final ResultsRiscario Insider on Buying a New Home? Watch Out for Those Hidden CostsRe: money on The Most Over-Looked Part of Your Portfolio is…admin on Saving Money at the Supermarket- Week [...]

]]> By: Re: money http://www.thickenmywallet.com/blog/wp/2007/06/20/the-most-over-looked-part-of-your-portfolio-is/comment-page-1/#comment-263 Re: money Mon, 02 Jul 2007 02:24:08 +0000 http://www.thickenmywallet.com/blog/wp/?p=68#comment-263 We keep nearly all our money in cash! (not counting the condo). It's kind of broken into strange amounts and some parts are locked up at 4.5%, others are in high savings accounts at 4%. I only recently started looking into investing. We keep nearly all our money in cash! (not counting the condo). It’s kind of broken into strange amounts and some parts are locked up at 4.5%, others are in high savings accounts at 4%. I only recently started looking into investing.

]]> By: admin http://www.thickenmywallet.com/blog/wp/2007/06/20/the-most-over-looked-part-of-your-portfolio-is/comment-page-1/#comment-228 admin Tue, 26 Jun 2007 13:07:51 +0000 http://www.thickenmywallet.com/blog/wp/?p=68#comment-228 John: Thanks for the comment. Most Cdn. money market funds are taxed as income outside of a RSP. John:

Thanks for the comment. Most Cdn. money market funds are taxed as income outside of a RSP.

]]> By: John http://www.thickenmywallet.com/blog/wp/2007/06/20/the-most-over-looked-part-of-your-portfolio-is/comment-page-1/#comment-227 John Tue, 26 Jun 2007 12:03:29 +0000 http://www.thickenmywallet.com/blog/wp/?p=68#comment-227 33% cash. I have a phobia that the market will crash one day, and I want to make sure I am not totally wiped out. I wonder if I am correct in thinking that a good place to hold cash would be in a Canadian Money Market Fund. I would avoid taxes, and when I cash in some units, I pay a capital gains tax. Whereas in a savings account, I pay a punitive tax on interest. Too good to be true, right ? 33% cash. I have a phobia that the market will crash one day, and I want to make sure I am not totally wiped out.

I wonder if I am correct in thinking that a good place to hold cash would be in a Canadian Money Market Fund. I would avoid taxes, and when I cash in some units, I pay a capital gains tax. Whereas in a savings account, I pay a punitive tax on interest. Too good to be true, right ?

]]> By: Cheryl http://www.thickenmywallet.com/blog/wp/2007/06/20/the-most-over-looked-part-of-your-portfolio-is/comment-page-1/#comment-209 Cheryl Sat, 23 Jun 2007 00:53:04 +0000 http://www.thickenmywallet.com/blog/wp/?p=68#comment-209 Just up-ed my cash holdings from 10% to 38% from April through this week. Based on the volatility of the markets and overvalued stocks (or, really, the absence of undervalued stocks), corporate heavy debt loads and interest rate fears creating wild jitters, I want to simply wait for a good correction. There is nothing more liberating than loading up on great stocks after a sizeable drop. But, you have to move quickly - oftentimes, sudden rises occur days after large drops. Cash is the only way to go. The gains made in those initial transient and recovery periods, which can vary from weeks to years, are truly spectacular. Just up-ed my cash holdings from 10% to 38% from April through this week. Based on the volatility of the markets and overvalued stocks (or, really, the absence of undervalued stocks), corporate heavy debt loads and interest rate fears creating wild jitters, I want to simply wait for a good correction. There is nothing more liberating than loading up on great stocks after a sizeable drop. But, you have to move quickly – oftentimes, sudden rises occur days after large drops. Cash is the only way to go. The gains made in those initial transient and recovery periods, which can vary from weeks to years, are truly spectacular.

]]> By: admin http://www.thickenmywallet.com/blog/wp/2007/06/20/the-most-over-looked-part-of-your-portfolio-is/comment-page-1/#comment-200 admin Thu, 21 Jun 2007 13:55:55 +0000 http://www.thickenmywallet.com/blog/wp/?p=68#comment-200 Thanks. Comments feeds... I'll add it as soon I figure out how (said the Luddite). I'll ask someone or if you know email me thickenmywallet@gmail.com. Thanks. Thanks. Comments feeds… I’ll add it as soon I figure out how (said the Luddite). I’ll ask someone or if you know email me thickenmywallet@gmail.com. Thanks.

]]> By: FourPillars http://www.thickenmywallet.com/blog/wp/2007/06/20/the-most-over-looked-part-of-your-portfolio-is/comment-page-1/#comment-199 FourPillars Thu, 21 Jun 2007 03:41:26 +0000 http://www.thickenmywallet.com/blog/wp/?p=68#comment-199 I have a phobia against cash since I'd rather do what FJ mentioned and pay off debt, even if it's just temporarily. Thicken - can you enable your comments feed or add one? The thought of missing out on a comment somewhere in the blogosphere keeps me up at night. Mike I have a phobia against cash since I’d rather do what FJ mentioned and pay off debt, even if it’s just temporarily.

Thicken – can you enable your comments feed or add one? The thought of missing out on a comment somewhere in the blogosphere keeps me up at night.

Mike

]]> By: FinancialJungle http://www.thickenmywallet.com/blog/wp/2007/06/20/the-most-over-looked-part-of-your-portfolio-is/comment-page-1/#comment-198 FinancialJungle Thu, 21 Jun 2007 01:00:50 +0000 http://www.thickenmywallet.com/blog/wp/?p=68#comment-198 I’m sitting on 17-18% cash due to the limited bargains in the market right now. Since most of the cash position is earning 4% from President’s Choice, I’m in no hurry to deploy quickly. My opinion on LOC is it depends if you have a mortgage. If you do, a better alternative to invest your cash in your mortgage, and take out a HELOC. Most likely, the HELOC will sit idle while you cash is productively saving you tax-free mortgage interests. I’m sitting on 17-18% cash due to the limited bargains in the market right now. Since most of the cash position is earning 4% from President’s Choice, I’m in no hurry to deploy quickly.

My opinion on LOC is it depends if you have a mortgage. If you do, a better alternative to invest your cash in your mortgage, and take out a HELOC. Most likely, the HELOC will sit idle while you cash is productively saving you tax-free mortgage interests.

]]> By: admin http://www.thickenmywallet.com/blog/wp/2007/06/20/the-most-over-looked-part-of-your-portfolio-is/comment-page-1/#comment-196 admin Wed, 20 Jun 2007 18:53:28 +0000 http://www.thickenmywallet.com/blog/wp/?p=68#comment-196 Thanks. The LOC is a good alternative to the emergency cash reserve but, for my own comfort, the last thing I want to do in a financial emergency is to get into more debt. Thanks. The LOC is a good alternative to the emergency cash reserve but, for my own comfort, the last thing I want to do in a financial emergency is to get into more debt.

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