October 2007

Playing Real Estate Bubbles

Posted by on October 31, 2007 in Real Estate

Welcome to real estate Wednesday. This week’s post is about surviving a bubble real estate market. Canadian and United States real estate is like the Charles Dickens quote right now: “it was the best of times, it was the worse of times.” Having said that, there continue to be pockets in the United States were [...]

Joint Bank Accounts and Credit Cards- what happens if my spouse goes bankrupt?

Posted by on October 30, 2007 in General Information

A reader writes: “can you blog about married couples having joint bank accounts, credit cards and investments and what happens if one of them is in trouble financially?” I may be qualified and contextually challenged to answer this question since I am a lawyer by training (qualified albeit I am not in practice) but do [...]

Alberta Oil Royalty- Markets hate uncertainity more than bad news

Posted by on October 29, 2007 in Investment Products

I am back from my week long business trip which took me to Calgary the day Alberta’s Premier Stelmach announced an increase to the Province’s royalty of $1.4 billion when all is said and done. Premier Stelmach’s announcement was on par with election night tension; one of my co-workers rushed into the guest office I [...]

Odds and Ends from the Personal Finance World

Posted by on October 19, 2007 in Misc.

I recently made a lunch appointment for November which jolted me into thinking how close year end was. Where did all the time go? Having realized this, I have began to do one thing- plan for taxes while I still have money in my pocket pre-holiday shopping. Instead of doing a charitable donation this year [...]

No post today

Posted by on October 18, 2007 in Uncategorized

…other than a quick update that I did get my money back from the bank for the ATM fraud that occurred last week. No comment provided by the bank as to where my ATM number was used.  It took 12 days for them to do an investigation which is neither a good or bad turn-around [...]

How to Save Money Buying a House- Part 3

Posted by on October 17, 2007 in Real Estate

This week’s real estate Wednesday has the last of our 3 part series by our guest blogger, New Home Buyer, on how to save money buying a house. Enjoy! In the past two weeks I have written about how to negotiate with your developer and the importance of locking in early to save money on [...]

Can you be a Slumlord?

Posted by on October 16, 2007 in Real Estate

I have often kidded that my ambition in life is to be a slumlord. What better existence than to collect rent, flaunt all building code regulations and laugh all the way to the bank (before you begin your angry letters, please note flaunting building code regulations is a joke- sign me up for the other [...]

Preventing Fraud

Posted by on October 15, 2007 in Misc.

Last week, I posted on my experience with ATM fraud. My bank still has not resolved the issue yet (they did tell me they would have an answer between 7-10 days which is the middle of this week). As one of the preventive measures (and based on some great tips from readers), I am in [...]

Odds and Ends from the Personal Finance World

Posted by on October 12, 2007 in Misc.

Ah…it was one of those weeks. Because of the Thanksgiving Monday, I lost track of the days of the week and realized that real estate Wednesday had come and past without a post!  I’ll post the last of the three part series on saving money on buying a new home next week.  Now to wrap [...]

Preventing ATM Fraud

Posted by on October 8, 2007 in Misc.

My friends think I am obsessed with cash flow. I have all my accounts set up with on-line banking and check them every day. I believe part of this “obsession” is due to the experiences I wrote about last week- when you work on irregular income, you tend to check your cash flow a little [...]