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	<title>Comments on: Gym Memberships: Know Your Rights</title>
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	<link>http://www.thickenmywallet.com/blog/wp/2008/01/02/gym-memberships-know-your-rights/</link>
	<description>Everything to do with thickening your wallet by entrepreneur turned President of an Investment Company</description>
	<lastBuildDate>Sun, 14 Mar 2010 13:48:52 +0000</lastBuildDate>
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		<item>
		<title>By: admin</title>
		<link>http://www.thickenmywallet.com/blog/wp/2008/01/02/gym-memberships-know-your-rights/comment-page-1/#comment-20483</link>
		<dc:creator>admin</dc:creator>
		<pubDate>Thu, 11 Feb 2010 03:13:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.thickenmywallet.com/blog/wp/2008/01/02/gym-memberships-know-your-rights/#comment-20483</guid>
		<description>Bev- in Ontario, a minor generally cannot enter into a contract.</description>
		<content:encoded><![CDATA[<p>Bev- in Ontario, a minor generally cannot enter into a contract.</p>
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		<title>By: Bev</title>
		<link>http://www.thickenmywallet.com/blog/wp/2008/01/02/gym-memberships-know-your-rights/comment-page-1/#comment-20482</link>
		<dc:creator>Bev</dc:creator>
		<pubDate>Wed, 10 Feb 2010 22:52:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.thickenmywallet.com/blog/wp/2008/01/02/gym-memberships-know-your-rights/#comment-20482</guid>
		<description>Underage family member signed contract then after several months tried to cancel - was threatened by the gym because she misrepresented her age - no id was presented.  Is she still legally bound by the contract?</description>
		<content:encoded><![CDATA[<p>Underage family member signed contract then after several months tried to cancel &#8211; was threatened by the gym because she misrepresented her age &#8211; no id was presented.  Is she still legally bound by the contract?</p>
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	<item>
		<title>By: Coffeetalk</title>
		<link>http://www.thickenmywallet.com/blog/wp/2008/01/02/gym-memberships-know-your-rights/comment-page-1/#comment-20252</link>
		<dc:creator>Coffeetalk</dc:creator>
		<pubDate>Fri, 15 Jan 2010 03:49:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.thickenmywallet.com/blog/wp/2008/01/02/gym-memberships-know-your-rights/#comment-20252</guid>
		<description>For gym contract check some of the tips from the Ontario Ministry of Consumer Services: 

http://www.sse.gov.on.ca/mcs/en/Pages/Fitness_Clubs.aspx</description>
		<content:encoded><![CDATA[<p>For gym contract check some of the tips from the Ontario Ministry of Consumer Services: </p>
<p><a href="http://www.sse.gov.on.ca/mcs/en/Pages/Fitness_Clubs.aspx" rel="nofollow">http://www.sse.gov.on.ca/mcs/en/Pages/Fitness_Clubs.aspx</a></p>
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		<title>By: 10 Ways to Cut Your Fitness Membership Costs &#124; Squawkfox</title>
		<link>http://www.thickenmywallet.com/blog/wp/2008/01/02/gym-memberships-know-your-rights/comment-page-1/#comment-20249</link>
		<dc:creator>10 Ways to Cut Your Fitness Membership Costs &#124; Squawkfox</dc:creator>
		<pubDate>Thu, 14 Jan 2010 20:37:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.thickenmywallet.com/blog/wp/2008/01/02/gym-memberships-know-your-rights/#comment-20249</guid>
		<description>[...] in the market for a shiny new gym membership, it may be wise to read the fine print and know your rights before agreeing to a fitness club contract. No one wants to be stuck paying for a membership they [...]</description>
		<content:encoded><![CDATA[<p>[...] in the market for a shiny new gym membership, it may be wise to read the fine print and know your rights before agreeing to a fitness club contract. No one wants to be stuck paying for a membership they [...]</p>
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		<title>By: Joe</title>
		<link>http://www.thickenmywallet.com/blog/wp/2008/01/02/gym-memberships-know-your-rights/comment-page-1/#comment-19662</link>
		<dc:creator>Joe</dc:creator>
		<pubDate>Sun, 04 Oct 2009 05:40:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.thickenmywallet.com/blog/wp/2008/01/02/gym-memberships-know-your-rights/#comment-19662</guid>
		<description>I only signed up for a 2 month trail membership, and regardless of the contract, if they were still charging me monthly, aren&#039;t they obligated to send me a bill every month, rather than a year later?</description>
		<content:encoded><![CDATA[<p>I only signed up for a 2 month trail membership, and regardless of the contract, if they were still charging me monthly, aren&#8217;t they obligated to send me a bill every month, rather than a year later?</p>
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		<title>By: admin</title>
		<link>http://www.thickenmywallet.com/blog/wp/2008/01/02/gym-memberships-know-your-rights/comment-page-1/#comment-19653</link>
		<dc:creator>admin</dc:creator>
		<pubDate>Sat, 03 Oct 2009 15:37:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.thickenmywallet.com/blog/wp/2008/01/02/gym-memberships-know-your-rights/#comment-19653</guid>
		<description>Joe:

You have to pull the contract and see what it says first. Good luck.</description>
		<content:encoded><![CDATA[<p>Joe:</p>
<p>You have to pull the contract and see what it says first. Good luck.</p>
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		<title>By: Joe</title>
		<link>http://www.thickenmywallet.com/blog/wp/2008/01/02/gym-memberships-know-your-rights/comment-page-1/#comment-19642</link>
		<dc:creator>Joe</dc:creator>
		<pubDate>Fri, 02 Oct 2009 03:48:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.thickenmywallet.com/blog/wp/2008/01/02/gym-memberships-know-your-rights/#comment-19642</guid>
		<description>I just recieved a letter today stating i owe 1400.00 for 9 months of service which i did not use.  I cancelled my credit card back in feb. and this is the first letter i have received stating they were still charging me and recieved zero phone calls from them. What can i do in this situation? How can they bill me 9 months down the road?</description>
		<content:encoded><![CDATA[<p>I just recieved a letter today stating i owe 1400.00 for 9 months of service which i did not use.  I cancelled my credit card back in feb. and this is the first letter i have received stating they were still charging me and recieved zero phone calls from them. What can i do in this situation? How can they bill me 9 months down the road?</p>
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		<title>By: Sarah</title>
		<link>http://www.thickenmywallet.com/blog/wp/2008/01/02/gym-memberships-know-your-rights/comment-page-1/#comment-19582</link>
		<dc:creator>Sarah</dc:creator>
		<pubDate>Fri, 25 Sep 2009 21:09:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.thickenmywallet.com/blog/wp/2008/01/02/gym-memberships-know-your-rights/#comment-19582</guid>
		<description>I think your article gave good tips for people. The only thing I don&#039;t agree with is that a business terminate and open-ended contract just because people haven&#039;t used it in a while. Usually (though not always) the member has agreed to a draft b/c it saves money--at times the average they pay per month despite going months (yrs?) at a time w/o using it is lower via open-ended drafts than when paying up front each month. It is really up to each customer to decide what kind of pymt plan is the best option for their situation. This is, of course, assuming they are dealing with an honestly run business. I&#039;ve worked at several places and now own a salon that offers monthly drafting and those members are not subject to fee increases-which can really result in a good bargain--even those who only use our service 6 mos of the year--and we give them these discounts b/c -1)we are a seasonal business, but operate year round and 2)we rely on the yr round stability that drafting offers. Aside from all of that, we don&#039;t need gov&#039;t agencies making up for our oversight--unless there are extreme circumstances (an accident or trauma that clouds thinking, etc) than can we really say it&#039;s the businesses fault if someone fails to notice they are being drafted regularly from a contract that has continued beyond their &quot;committed time&quot;-which is the time they agree to pay in order to get the discount?</description>
		<content:encoded><![CDATA[<p>I think your article gave good tips for people. The only thing I don&#8217;t agree with is that a business terminate and open-ended contract just because people haven&#8217;t used it in a while. Usually (though not always) the member has agreed to a draft b/c it saves money&#8211;at times the average they pay per month despite going months (yrs?) at a time w/o using it is lower via open-ended drafts than when paying up front each month. It is really up to each customer to decide what kind of pymt plan is the best option for their situation. This is, of course, assuming they are dealing with an honestly run business. I&#8217;ve worked at several places and now own a salon that offers monthly drafting and those members are not subject to fee increases-which can really result in a good bargain&#8211;even those who only use our service 6 mos of the year&#8211;and we give them these discounts b/c -1)we are a seasonal business, but operate year round and 2)we rely on the yr round stability that drafting offers. Aside from all of that, we don&#8217;t need gov&#8217;t agencies making up for our oversight&#8211;unless there are extreme circumstances (an accident or trauma that clouds thinking, etc) than can we really say it&#8217;s the businesses fault if someone fails to notice they are being drafted regularly from a contract that has continued beyond their &#8220;committed time&#8221;-which is the time they agree to pay in order to get the discount?</p>
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		<title>By: admin</title>
		<link>http://www.thickenmywallet.com/blog/wp/2008/01/02/gym-memberships-know-your-rights/comment-page-1/#comment-18134</link>
		<dc:creator>admin</dc:creator>
		<pubDate>Wed, 25 Feb 2009 15:50:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.thickenmywallet.com/blog/wp/2008/01/02/gym-memberships-know-your-rights/#comment-18134</guid>
		<description>Margo- it sounds like your gym is closed for business? If so, read your agreement. The gym can switch you to another location (if they have more than one location). If so, and depending on what the agreement says, you may have to attend the new location. If they have only one location then you may want to cancel your pre-authorized payment on the basis services are not being offered. But find your agreement and see what it says.</description>
		<content:encoded><![CDATA[<p>Margo- it sounds like your gym is closed for business? If so, read your agreement. The gym can switch you to another location (if they have more than one location). If so, and depending on what the agreement says, you may have to attend the new location. If they have only one location then you may want to cancel your pre-authorized payment on the basis services are not being offered. But find your agreement and see what it says.</p>
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		<title>By: Margo</title>
		<link>http://www.thickenmywallet.com/blog/wp/2008/01/02/gym-memberships-know-your-rights/comment-page-1/#comment-18132</link>
		<dc:creator>Margo</dc:creator>
		<pubDate>Wed, 25 Feb 2009 01:31:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.thickenmywallet.com/blog/wp/2008/01/02/gym-memberships-know-your-rights/#comment-18132</guid>
		<description>I have a different problem with my gym that I haven&#039;t seen addressed. There is a sign on the door saying they are closed until further notice.  At first it was the teacher not showing up at 5:30 am for aerobic class now they are just closed.  I think I need to cancel. Can anyone help me with this one?  Thanks,</description>
		<content:encoded><![CDATA[<p>I have a different problem with my gym that I haven&#8217;t seen addressed. There is a sign on the door saying they are closed until further notice.  At first it was the teacher not showing up at 5:30 am for aerobic class now they are just closed.  I think I need to cancel. Can anyone help me with this one?  Thanks,</p>
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