July 2008

Do they pay my dividend first?

Posted by on July 31, 2008 in Investment Information

No. As a matter of fact, a company’s option to pay a dividend on your stock is shockingly low in its list of priorities and legal obligations to a company’s stakeholders. In corporate finance, there’s a saying that “debt takes before equity” which means, in plain English, that a company has to satisfy its debt [...]

Why you should negotiate face-to-face

Posted by on July 30, 2008 in Negotiations

Of all the negotiations tactics, do you know what I think is the worst? Negotiating by email. Let me count the ways. Email messages lack tone and context and what the writer believes is a polite but stern negotiating position suddenly becomes overly harsh and rude to the reader and the negotiations get off the [...]

Has real estate ever been the path to wealth?

Posted by on July 28, 2008 in Uncategorized

I am clearly playing Monday morning quarterback but I stumbled upon something this weekend which seems to counter the saying that you become wealthy through real estate. Merrill Lynch and Capgemini have been publishing Annual Wealth Reports for 12 years which track what the high net worth individuals (individuals with net worth over $1 million [...]

Protecting yourself in an unsecure world

Posted by on July 24, 2008 in Investment Information

As long-time readers know, I am a Luddite. I scratch my head a lot when it comes to technology. I am not a first adopter of anything and, politically speaking, I tend not to use technology that has the over-riding purpose of replacing perfectly good employees such as self-serve check-out lines at the grocery store. [...]

Building the perfect advisory board

Posted by on July 23, 2008 in Resources

If you ever meet a successful person in life, you will notice they are accompanied by a host of advisors- lawyers, accountants, financers- and have access to a wide variety of other successful people. After all, success breeds success and what’s the best way to achieve your goals but to hang out with people who [...]

One Family’s Personal Finance Tale: July Edition

Posted by on July 22, 2008 in Mom2KG Columns

My regular columnist, Mom2KG, checks in on how her family is doing so far this year after making a new year’s resolution to get their finances in order. As usual, she raises some questions which I hope you can help her with. Without further ado, here’s Mom2KG: So, I’m learning this personal finance stuff is [...]

Why your boss gives you terrible assignments…

Posted by on July 21, 2008 in Misc.

With another class of college graduates entering the work force and people changing jobs, I wanted to address one particular aspect of working bosses really don’t  like tell you explicitly (see my previous post on what the boss looks for in good employees). There’s a lot of generational angst about how work should be meaningful [...]

Are all banks built the same? What is a “safe” bank stock?

Posted by on July 17, 2008 in Investment Products

There’s a lot of anguish lately that the closure of IndyMac Bancorp is only the harbinger of more bank closings or, among the bigger banks, the beginning of a real decline in bank stock prices. Many of begun to ask whether its time to withdraw money or sell stock of a bank in trouble or [...]

Writing an effective resume

Posted by on July 16, 2008 in Misc.

A reader, Brian, asked if I could blog more on job topics given the amount of people looking for new work in the current state of the economy. I am not a human resources consultant or pretend to be an expert on job-hunting by any stretch of the imagination but I will convey some personal [...]

How to find the best service providers

Posted by on July 15, 2008 in Misc.

If you are visiting this blog for the first time ever through the Young Entrepreneur blog, welcome and thanks for reading. I often post on the entrepreneur and personal finance so please feel free to subscribe to the RSS feed if you think this blog tickles your fancy. If you watch HGTV, you have heard [...]