January 2009

Why not a tax holiday?

Posted by on January 30, 2009 in editorials

I watch the history network a lot. Several months ago, I was watching it at my parent’s house and my Dad made the comment that its a great channel but depressing to watch in the sense all you see is history repeating itself as people make the same mistakes over and over again regardless of [...]

Are my dividends or distributions in trouble?

Posted by on January 29, 2009 in Dividends

What most of us seek more than anything else is some certainity in our investments. While dividends are typically referred to as “sticky” (in that once declared they are difficult to decrease without a lot of damage to the company), are there ways to know that your dividend or distribution may be decreased in the [...]

Money Matters by Mom2KG

Posted by on January 28, 2009 in Mom2KG Columns

Mom2KG, our regular columnist is back, with new branding. Her columns will simply be known as Money Matters. In this month’s column, she discusses the 2008 round up and easy credit. She makes a good tip about keeping the meetings short- shorter meetings means getting to the point quicker.  Hope you enjoy. Hello readers, and [...]

The pros and cons of pursuing the highest dividend yield

Posted by on January 27, 2009 in Dividends

Dividend investors for approximately the last 15 years have been seen as the boy-scouts of the equity investing world: the play it safe crowd while the jocks, best represented this decade by the 26 year old i-banker wielding a MBA and a pocket full of hubris, got the glory and returns chasing the latest ten-bagger. [...]

A roadmap to turning around your personal finances

Posted by on January 26, 2009 in entrepreneur, Investment Strategy

A “turnaround expert”, embodied in the C-level position of Chief Restructuring Officer (CRO), is a relatively new concept in the business work. As the title indicates, this person’s role is to basically turn around businesses which have inherent value but need to be saved.  Is there anything that you and I could learn from a [...]

Stimulus to what?

Posted by on January 23, 2009 in editorials

I read an article by an economist indicating that the U.S. personal savings rate was rising (The U.S. Bureau of Economic Analysis reported that the personal savings rate was estimtated at 2.8% in November) with some off-handed remark that the savings rate was bad because it would mean people would spend less and an economic [...]

How do REITS and utility trusts have a dividend payout ratio over 100%?

Posted by on January 22, 2009 in Dividends

About a year ago Financial Jungle, dearly departed from the world of blogging, raised the question of how a real estate investment trust (REIT) or utility income trust could pay distributions when its dividend payout ratio was above 100% (in other words, it paid out more in distributions than earnings). The same question was recently [...]

Finding a job: the power of the weak tie

Posted by on January 21, 2009 in Jobs

We are getting to the point in the economic cycle where we all know someone who has lost their job. These types of events always result in some self-reflection and an assessment of your job prospects and worse case economic scenarios. There are really two foremost considerations in situations where your position may be at [...]

How bad will it get? A look at historical unemployment rates

Posted by on January 20, 2009 in General Information

Someone I had not spoken to in years call me last week to catch up. In the course of the conversation, the caller, who is self-employed, made an off-handed comment about the economy being in a depression and how we needed to become self-employed soon. My one pet peeve lately is the rather liberal use [...]

Top Personal Finance Books

Posted by on January 19, 2009 in Resources

I have a rather static collection of personal finance books. I am a big believer of quality over quantity (and for cost savings, I borrow a lot of other books from the library). Many of the books also have so much good information that it helps to pick it up from time to time and [...]