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	<title>Comments on: Audit Defence Plans. Is it for you?</title>
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	<link>http://www.thickenmywallet.com/blog/wp/2009/02/17/audit-defence-plans-is-it-for-you/</link>
	<description>Everything to do with thickening your wallet</description>
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		<title>By: Karin</title>
		<link>http://www.thickenmywallet.com/blog/wp/2009/02/17/audit-defence-plans-is-it-for-you/comment-page-1/#comment-24095</link>
		<dc:creator>Karin</dc:creator>
		<pubDate>Fri, 29 Apr 2011 19:56:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.thickenmywallet.com/blog/wp/?p=724#comment-24095</guid>
		<description>Oh, forgot to say, definitely this sentence:
&quot;If your first language is not English or French (since, at the time of writing, the service was not in multiple languages), you are a plain vanilla taxpayer (basically, you have employment income and some investment income and nothing fancy in the way of inclusions or deductions) and your tax issues are relatively minor&quot;

is discriminative, and looks like based on the author&#039;s preconceptions.</description>
		<content:encoded><![CDATA[<p>Oh, forgot to say, definitely this sentence:<br />
&#8220;If your first language is not English or French (since, at the time of writing, the service was not in multiple languages), you are a plain vanilla taxpayer (basically, you have employment income and some investment income and nothing fancy in the way of inclusions or deductions) and your tax issues are relatively minor&#8221;</p>
<p>is discriminative, and looks like based on the author&#8217;s preconceptions.</p>
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		<title>By: Karin</title>
		<link>http://www.thickenmywallet.com/blog/wp/2009/02/17/audit-defence-plans-is-it-for-you/comment-page-1/#comment-24094</link>
		<dc:creator>Karin</dc:creator>
		<pubDate>Fri, 29 Apr 2011 19:52:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.thickenmywallet.com/blog/wp/?p=724#comment-24094</guid>
		<description>Answering AntiRacist.

AntiRacist: the fact that you are so upset about the previous comment makes me think that you ARE racist :)</description>
		<content:encoded><![CDATA[<p>Answering AntiRacist.</p>
<p>AntiRacist: the fact that you are so upset about the previous comment makes me think that you ARE racist <img src='http://www.thickenmywallet.com/blog/wp/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: AntiRacist</title>
		<link>http://www.thickenmywallet.com/blog/wp/2009/02/17/audit-defence-plans-is-it-for-you/comment-page-1/#comment-24062</link>
		<dc:creator>AntiRacist</dc:creator>
		<pubDate>Tue, 12 Apr 2011 21:06:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.thickenmywallet.com/blog/wp/?p=724#comment-24062</guid>
		<description>Just wanted to respond to the ridiculous post by our immigrant friend.
Racism only exists if you let it. If you analyze every single word that us &quot;subtle Canadian racists&quot; use, then of course youre going to find something that may SEEM racist to you. You give these things too much power! the sooner you can ignore small comments, or big ones for that matter, the sooner racism will be dead.  I am in no way racist - I just hate when people - especially one who might have been a victim to social profiling or racism in the past - choose to make themselves as someone who is almost controlled about it.
anyways I could rant..but Ill stop there.
This is about taxes - so Yes thank you for the article about audit defense, I think it has made me decide to not go with it as I have deductions that apparently if I messed up on, wont get me any support with better book keeping.Thank you!</description>
		<content:encoded><![CDATA[<p>Just wanted to respond to the ridiculous post by our immigrant friend.<br />
Racism only exists if you let it. If you analyze every single word that us &#8220;subtle Canadian racists&#8221; use, then of course youre going to find something that may SEEM racist to you. You give these things too much power! the sooner you can ignore small comments, or big ones for that matter, the sooner racism will be dead.  I am in no way racist &#8211; I just hate when people &#8211; especially one who might have been a victim to social profiling or racism in the past &#8211; choose to make themselves as someone who is almost controlled about it.<br />
anyways I could rant..but Ill stop there.<br />
This is about taxes &#8211; so Yes thank you for the article about audit defense, I think it has made me decide to not go with it as I have deductions that apparently if I messed up on, wont get me any support with better book keeping.Thank you!</p>
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		<title>By: admin</title>
		<link>http://www.thickenmywallet.com/blog/wp/2009/02/17/audit-defence-plans-is-it-for-you/comment-page-1/#comment-21637</link>
		<dc:creator>admin</dc:creator>
		<pubDate>Wed, 30 Jun 2010 20:17:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.thickenmywallet.com/blog/wp/?p=724#comment-21637</guid>
		<description>Nancy: Thanks for the clarification and updating the information.</description>
		<content:encoded><![CDATA[<p>Nancy: Thanks for the clarification and updating the information.</p>
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		<title>By: Nancy Farwell</title>
		<link>http://www.thickenmywallet.com/blog/wp/2009/02/17/audit-defence-plans-is-it-for-you/comment-page-1/#comment-21627</link>
		<dc:creator>Nancy Farwell</dc:creator>
		<pubDate>Wed, 30 Jun 2010 01:56:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.thickenmywallet.com/blog/wp/?p=724#comment-21627</guid>
		<description>To the writers of Thicken-My-Wallet;

First and foremost, let me congratulate you on a great site.  I have enjoyed reading many of the articles related to taxes!  This Article,  “Audit Defence Plans.  Is it for you?” is well done and a great deal of the information is spot-on.  I did want to review a few points that are not quite correct or needed a little clarification:

1.	We all know the world is not made up of just French and English speakers.  We have subscribed for years to Language Line Services which provides us with interpreters fluent in over 170 languages.  This is at no cost to our members.
2.	And while you, and many others, will be pleasantly surprised, our firm handles extremely complicated issues at that one low price.  We have had a few cases, not the norm, that lasted two to three years.  You are correct that due to mathematical properties, most cases only take one or two meeting or two to five letters and telephone calls to CRA to handle.  Yes, that low price does provide peace of mind for the “simple” things, but if you look at what an accountant would charge you for this same service ($1,000 up to +$5,000 for complicated issues, as you have described), then you have one great bargain!  Same great price if you are “a little or a lot off-side.”
3.	Normally, there really is very little extra “organizing” required for the taxpayers’ records as these are the same records the taxpayers used to complete their tax returns in the first place.
4.	Lastly, you inadvertently stated we do not cover “late filed returns” but as the information in QuickTax shows, we will honor Audit Defence for the 2009 tax year if the return is filed before January 1, 2011.

In closing, keep up the good work!  Your information is well appreciated.</description>
		<content:encoded><![CDATA[<p>To the writers of Thicken-My-Wallet;</p>
<p>First and foremost, let me congratulate you on a great site.  I have enjoyed reading many of the articles related to taxes!  This Article,  “Audit Defence Plans.  Is it for you?” is well done and a great deal of the information is spot-on.  I did want to review a few points that are not quite correct or needed a little clarification:</p>
<p>1.	We all know the world is not made up of just French and English speakers.  We have subscribed for years to Language Line Services which provides us with interpreters fluent in over 170 languages.  This is at no cost to our members.<br />
2.	And while you, and many others, will be pleasantly surprised, our firm handles extremely complicated issues at that one low price.  We have had a few cases, not the norm, that lasted two to three years.  You are correct that due to mathematical properties, most cases only take one or two meeting or two to five letters and telephone calls to CRA to handle.  Yes, that low price does provide peace of mind for the “simple” things, but if you look at what an accountant would charge you for this same service ($1,000 up to +$5,000 for complicated issues, as you have described), then you have one great bargain!  Same great price if you are “a little or a lot off-side.”<br />
3.	Normally, there really is very little extra “organizing” required for the taxpayers’ records as these are the same records the taxpayers used to complete their tax returns in the first place.<br />
4.	Lastly, you inadvertently stated we do not cover “late filed returns” but as the information in QuickTax shows, we will honor Audit Defence for the 2009 tax year if the return is filed before January 1, 2011.</p>
<p>In closing, keep up the good work!  Your information is well appreciated.</p>
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		<title>By: a dumb immigrant</title>
		<link>http://www.thickenmywallet.com/blog/wp/2009/02/17/audit-defence-plans-is-it-for-you/comment-page-1/#comment-20915</link>
		<dc:creator>a dumb immigrant</dc:creator>
		<pubDate>Tue, 30 Mar 2010 23:44:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.thickenmywallet.com/blog/wp/?p=724#comment-20915</guid>
		<description>Hi!

Great article! Very informative and helped me decide whether or not to take the service.

One thing bothered me though, I know several people (including myself and my wife) whose first language is not English or French and our taxes are quite beyond &quot;plain vanilla&quot;. I take it you meant to say that people who don&#039;t speak English or French at all have a tendency to have plain vanilla tax returns as most likely they work a low paying job. Which I also take for a trip because that is also profiling, racist and discriminative in nature. Dealing with Canadian stereotyping and racism is way harder than American racism. At least those guys you know for sure they are racist, but Canadians are very subtle to discriminate and meaner. With Americans if you can make them make money, you are in, with Canadians, you will be lucky if they buy a piece of gum from you.

A better statement would probably have been to say that low income families or individuals tend to have simpler tax returns and may benefit from the service. Actually, better still: &quot;If your tax returns is mainly composed of employment income and nothing fancy, this service is for you.&quot;

I will also have you know that many immigrants to Canada are highly educated and oh surprise, more so than many Canadians. A lot have quite the experience and expertise and are unfortunately underemployed, but end up creating a business and making a living for themselves (pretty much as me and my wife&#039;s case).

Last point: In my business I hire other people for different jobs (a marketing agency). In my experience, if you bring immigrant subcontractors or employees, people treat you with deference and doubt your capacity, but if you bring a white, blonde, blue eyed, no accent person (not necessarily Canadian born, just with those characteristics), its like magic. First they are amazed that a &quot;Canadian&quot; would submit to working for an immigrant and then they start treating you with more respect. Subtle, but very visible when you deal with a client for months and suddenly they change. Even had people ask in amazement how the work relationship came to be... love Canada, hate discrimination and racism. Canada, you can do better and each of us can help.</description>
		<content:encoded><![CDATA[<p>Hi!</p>
<p>Great article! Very informative and helped me decide whether or not to take the service.</p>
<p>One thing bothered me though, I know several people (including myself and my wife) whose first language is not English or French and our taxes are quite beyond &#8220;plain vanilla&#8221;. I take it you meant to say that people who don&#8217;t speak English or French at all have a tendency to have plain vanilla tax returns as most likely they work a low paying job. Which I also take for a trip because that is also profiling, racist and discriminative in nature. Dealing with Canadian stereotyping and racism is way harder than American racism. At least those guys you know for sure they are racist, but Canadians are very subtle to discriminate and meaner. With Americans if you can make them make money, you are in, with Canadians, you will be lucky if they buy a piece of gum from you.</p>
<p>A better statement would probably have been to say that low income families or individuals tend to have simpler tax returns and may benefit from the service. Actually, better still: &#8220;If your tax returns is mainly composed of employment income and nothing fancy, this service is for you.&#8221;</p>
<p>I will also have you know that many immigrants to Canada are highly educated and oh surprise, more so than many Canadians. A lot have quite the experience and expertise and are unfortunately underemployed, but end up creating a business and making a living for themselves (pretty much as me and my wife&#8217;s case).</p>
<p>Last point: In my business I hire other people for different jobs (a marketing agency). In my experience, if you bring immigrant subcontractors or employees, people treat you with deference and doubt your capacity, but if you bring a white, blonde, blue eyed, no accent person (not necessarily Canadian born, just with those characteristics), its like magic. First they are amazed that a &#8220;Canadian&#8221; would submit to working for an immigrant and then they start treating you with more respect. Subtle, but very visible when you deal with a client for months and suddenly they change. Even had people ask in amazement how the work relationship came to be&#8230; love Canada, hate discrimination and racism. Canada, you can do better and each of us can help.</p>
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		<title>By: This and That: Canadian common sense edition</title>
		<link>http://www.thickenmywallet.com/blog/wp/2009/02/17/audit-defence-plans-is-it-for-you/comment-page-1/#comment-18101</link>
		<dc:creator>This and That: Canadian common sense edition</dc:creator>
		<pubDate>Fri, 20 Feb 2009 12:51:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.thickenmywallet.com/blog/wp/?p=724#comment-18101</guid>
		<description>[...] Thicken My Wallet wrote a neat post on who will find Quicken&#8217;s Audit Defence of value. [...]</description>
		<content:encoded><![CDATA[<p>[...] Thicken My Wallet wrote a neat post on who will find Quicken&#8217;s Audit Defence of value. [...]</p>
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		<title>By: admin</title>
		<link>http://www.thickenmywallet.com/blog/wp/2009/02/17/audit-defence-plans-is-it-for-you/comment-page-1/#comment-18074</link>
		<dc:creator>admin</dc:creator>
		<pubDate>Tue, 17 Feb 2009 14:13:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.thickenmywallet.com/blog/wp/?p=724#comment-18074</guid>
		<description>Weakonomist- an insurance plan shift risk from the insured to a 3rd party. This is NOT insurance. The risk is still the taxpayers. This is more of an adovocacy service.</description>
		<content:encoded><![CDATA[<p>Weakonomist- an insurance plan shift risk from the insured to a 3rd party. This is NOT insurance. The risk is still the taxpayers. This is more of an adovocacy service.</p>
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		<title>By: the weakonomist</title>
		<link>http://www.thickenmywallet.com/blog/wp/2009/02/17/audit-defence-plans-is-it-for-you/comment-page-1/#comment-18073</link>
		<dc:creator>the weakonomist</dc:creator>
		<pubDate>Tue, 17 Feb 2009 13:44:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.thickenmywallet.com/blog/wp/?p=724#comment-18073</guid>
		<description>sounds like tax audit insurance.  Since you can technically insure almost anything, I don&#039;t see a problem with offering this service.  It isn&#039;t for me, but I know some people who could have used it a few years ago.</description>
		<content:encoded><![CDATA[<p>sounds like tax audit insurance.  Since you can technically insure almost anything, I don&#8217;t see a problem with offering this service.  It isn&#8217;t for me, but I know some people who could have used it a few years ago.</p>
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		<title>By: Michael James</title>
		<link>http://www.thickenmywallet.com/blog/wp/2009/02/17/audit-defence-plans-is-it-for-you/comment-page-1/#comment-18072</link>
		<dc:creator>Michael James</dc:creator>
		<pubDate>Tue, 17 Feb 2009 13:18:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.thickenmywallet.com/blog/wp/?p=724#comment-18072</guid>
		<description>Thanks for mentioning my post.  Also, thanks for the analysis.  It should be helpful for those considering using this service.  I think the most important open question is one you asked: &quot;how extensive will the services be?&quot;  We can speculate, but we probably won&#039;t find out until we poll people who buy the service and actually get audited.</description>
		<content:encoded><![CDATA[<p>Thanks for mentioning my post.  Also, thanks for the analysis.  It should be helpful for those considering using this service.  I think the most important open question is one you asked: &#8220;how extensive will the services be?&#8221;  We can speculate, but we probably won&#8217;t find out until we poll people who buy the service and actually get audited.</p>
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