March 2009

Money Matters by Mom2KG

Posted by on March 31, 2009 in Mom2KG Columns

Our regular columnist is back for this month’s edition of her column. Women need a lot of clothes. And shoes. Hair. Make-up. These things cost money, so make sure you budget and buy the right things. Need help? Here are my tips on making the most out of what you have. Be organized To make [...]

Should you file your own tax returns?

Posted by on March 30, 2009 in Taxes

It is tax return season again and the question always arises whether you should file your own tax return or hire an accountant to prepare your taxes? There are no absolute answers just contextual ones so think about the following this tax season. There is always a cost of preparing taxes. Whether this cost is [...]

Do dividend decreases signal the beginning of the end?

Posted by on March 26, 2009 in Dividends

The dividend signaling theory states that a firm increasing or decreasing a dividend is signaling to the world its future prospects. Since management has better insight into the company’s fortunes than the general public, its dividend policy, over and above other public disclosure, truly indicates where the company is going. Would it not stand to [...]

Starting a business? 5 tips to bootstrapping your small business

Posted by on March 25, 2009 in entrepreneur

Suddenly, starting a business has become cool. The Economist calls entrepreneurs the “Global Heroes.” There is a stimulus package aimed at small business and encouraging banks to loan money to small businesses and MBA schools are retooling their curriculum towards producing graduates who start new business rather than joining the investment banking ranks. Lot of [...]

Are we heading back to $100 barrel of oil?

Posted by on March 24, 2009 in Investment Information

The price of a barrel of oil traded above $50 last week, receiving considerable less notice than when the price of oil surged above $100/barrel early in 2008 and its astonishing collapse to approximately $32/ barrel in December.  What is fueling this incremental increase in the price of oil and is it here to stay? [...]

Do you need overdraft protection?

Posted by on March 23, 2009 in Investment Products

Congratulations to Geoff who won last week’s draw. Look for more draws coming up in the spring. Overdraft protection is an often misunderstood banking product. As Ellen Roseman’s recent article on overdraft protection indicated even judges have difficulty understanding the product. First and foremost, overdraft protection is not a line of credit (even though it [...]

Comments on AIG Executive Bonus

Posted by on March 20, 2009 in editorials

Last reminder to enter into a draw for a free prize by posting a comment here. The angry surrounding the approximately $165 million of bonuses that were due to be paid to executives of AIG on March 15 played itself out in Congress this week as the House of Representatives voted to impose punitive taxes [...]

Would you invest in Twitter?

Posted by on March 19, 2009 in Investment Information, Misc.

If you were to believe the media, Twitter is the greatest thing since slice bread replacing last year’s greatest thing since slice bread, Facebook, which replaced the iPhone etc. etc. The question becomes, if Twitter is so great, would you invest in it if you had an opportunity? Much like my previous post on Facebook, [...]

No post today

Posted by on March 18, 2009 in Uncategorized

Just a reminder to enter for the draw by posting a comment on my Nuru Personal Finance card review. Thanks.

What bill do I pay first?

Posted by on March 17, 2009 in Investment Information

If you have less cash than your monthly expenses, what bill would you make a payment on first? Does paying one type of bill have a greater implication on your credit report and credit score than paying another type of bill? Here are some major factors to consider in prioritizing which bills to pay first. [...]