October 2009

Book review and giveaway: The Secret Language of Money

Posted by on October 13, 2009 in Uncategorized

How we react to many day-to-day situations is instinctive. When we run for the bus, our body sends oxygen to our legs. If we feel stress, adrenaline is produced to bring about a fight or flight response. If we disinterested in the conversation at hand, we cross our arms and avoid eye contact. Given that [...]

Where have all the dividend payers gone?

Posted by on October 8, 2009 in Dividends

If you read dividend blogs, you may think to yourself: “they all discuss the same stocks!” This perception may actually be true. Academic studies have shown that the number of dividend payers has declined for decades. Internationally, the proportion of dividend payers to publicly listed companies has decreased from 86.9% to 53.3% between 1985 and [...]

Why catching IPO fever will make you sick

Posted by on October 7, 2009 in Investment Information

Money is cheap and a lot of it is sitting on the sidelines, making it an increasingly receptive market for initial public offerings (IPOs) (after all, how many bank preferred shares can one mutual fund buy?). A PricewaterhouseCoopers survey found that IPO activity in the U.S. increased quarter over quarter for Q2 2009 for the [...]

How much do I pay my executor?

Posted by on October 6, 2009 in estate planning

No matter how big or small the estate, the executor has a laundry list of duties to attend to including arranging for burial, probating the will, dealing with financial institutions and insurance companies, paying debts, filing taxes and finding and transferring assets to the beneficiaries of the estate. For middle class estates (for lack of [...]

Tips on picking the right small business banking account

Posted by on October 5, 2009 in entrepreneur, Investment Products

Picking a small business banking account can be like eating at a buffet. There is something for everyone but it is hard to tell which offerings are the best for you given that they are so diverse. The issue is compounded by the fact that small business banking is not like personal banking. A small [...]

Buying a silver coin

Posted by on October 1, 2009 in Investment Products

I bought a silver coin this week as a small token of appreciation for someone. Having never done it before, here’s a quick and dirty of my experience. I don’t remotely pretend to be an expert in buying and selling precious metals so please feel free to comment if you have anything to add to [...]