December 2009

Lessons from 2009: Part 2

Posted by on December 17, 2009 in editorials

In this, my last post of the year, I wish to thank all of you for reading, commenting and contributing. May you all have a safe, fulfilling and joyous holiday season. I’ll be back in 2010 with hopefully new topics to entertain you. My last post is a continuation of yesterday’s post on lessons learned [...]

Lessons from 2009: Part 1

Posted by on December 16, 2009 in Misc.

2009 was truly an extremely strange and trying year. As someone self-employed, income tends to fluctuate at the best of times. Insert global credit crisis and a larger crisis of collective confidence in the future and you have an environment which, to state the obvious, is difficult for anyone to make a buck. Having said [...]

Holiday savings and holiday scams

Posted by on December 14, 2009 in Investment Information, Uncategorized

This is my last week of blogging for the year. Thus, although there are still 10 shopping days left until Christmas,  I wanted to share a few final holiday shopping tips and holiday scams to avoid. Holiday Money Saving Tips Cash vs. Gift Cards. It used to be considered tacky in North American culture to [...]

2009 personal finance lessons from the rich and (in)famous

Posted by on December 10, 2009 in Misc.

I am honored to be included in Triaging My Way to Financial Success’ best of blogs 2009. There are lots of good articles and tips from each of the bloggers and I would encourage people to read through all of them. With the year ending about Tiger Woods alleged ability to, ahem, multi-task on and [...]

When will my dividends go up?

Posted by on December 9, 2009 in Dividends

Standard & Poor’s reported that it anticipates dividend payers in the S & P 500 to raise their dividends by 6.1% in 2010. This would represent the first time since 2007 that dividends were raised. Assuming this comes to pass, what dividend yielding stocks will raise their dividends faster than others? What are some key [...]

Do charities spend too much of your money?

Posted by on December 8, 2009 in Investment Information

As a typical year end tax planning tip, numerous articles will recommend that you give to charities to receive a tax credit. Whenever I think of giving to charity, I think of my Dad telling a poor fund-raiser over the phone that he would only give money to their charity if they disclosed the amount [...]

To re-gift or not to re-gift?

Posted by on December 7, 2009 in Mom2KG Columns

Our regular columnist, Mom2KG, tackles the age old debate of whether to re-gift or not to re-gift The holiday season is upon us all. We are making lists, and shopping so frantically that the magnetic strips on our credit cards are crying for mercy. But do you really need to buy something for everyone? Do [...]

Using your references to get a job

Posted by on December 3, 2009 in Jobs

With the job market being competitive, potential employers are finding ways to differentiate between the numerous good candidates seeking a job. Although some employers have traditionally not called references in good times, reference checks are often used in bad times to help make critical job hiring decisions. Employers in down times have less resources to [...]

How your life affects asset allocation and risk tolerance

Posted by on December 2, 2009 in Investment Information

What constitutes a “proper” risk allocation has a certain reflexive answer to it. The general rule is take 120 – your age and this should be the percentage of your investments in equities (100 – your age for the more conservative set). However, the entire equation lacks a certain contextual perspective. As Larry McDonald highlighted [...]

Effective negotiating strategies: phrases to avoid

Posted by on December 1, 2009 in Negotiations

In fields which we are  not experts, we tend to be heavily influenced by perceptions given to us through television. For example, when the television show CSI first made it big, a lot of prosecutors lamented that juries wanted a full DNA report, which can cost tens of thousands of dollars, in order to convict [...]