January 2010

The Role of Technology and Innovation in Personal Finance

Posted by on January 11, 2010 in Uncategorized

Rob Carrick recently reported on the integration issues of Bank of Nova Scotia with E*Trade which has caused several issues with account errors and periodic access problems. Carrick’s article highlights are larger point. What should be the role of technology and financial innovation- mainly in the investment of newly created investment vehicles- in personal finance? [...]

The problem with publicly traded issuers of mutual funds

Posted by on January 6, 2010 in Investment Products

There is a saying among the DIY community to buy the issuer and not the product. In other words, you are better off profiting from the investment follies of others than to become a fool yourself. It has also been a long standing opinion that the financial industry is rifle with conflicts of interest. What [...]

Why financial new year’s resolutions fail

Posted by on January 5, 2010 in Misc.

Happy New Year. I hope your holiday was a safe and fulfilling one with family and friends and the best of the new year to you. The topic of new year’s resolutions, especially as it pertains to personal finance, has always been a bit of a head-scratcher to me. If you need to make an [...]