February 2012

How to price real estate

Posted by on February 24, 2012 in Real Estate

I last blogged on my search to buy a new condo in November. In early December, I stopped looking for two reasons. The first was the practical issue of just not having enough time to look with the holidays coming up. The second reason was that vendors continue to believe their condo was worth more [...]

Technology, demographics and passive investing

Posted by on February 21, 2012 in Investment Information

When I first started this blog in 2007, the iPhone was two months from being released publicly, Facebook had allowed non students to become users the year before and high frequency trading was just beginning to take over most trading floors.  Today, as a result of the freer and faster flow of information due to [...]

Should credit card companies be sin stocks?

Posted by on February 14, 2012 in Investment Information

A sin stock is a term which refers to stocks which operate in businesses which are considered to be immoral or unethical. Sin stocks typically include companies in the alcohol, tobacco, weapons, gambling and sex industries. Maddeningly for the socially responsible investing set, studies show that sin stocks tend to outperform its counterparts of a [...]

Insurance: you get what you pay for in life

Posted by on February 7, 2012 in insurance

There’s been a movement by the insurance industry to make insurance, whether life, disability or critical illness, easily to obtain. While the concept in great in the abstract, these efforts remind one of the old saying that you get what you pay for in life. Take the following two examples. Guaranteed issue life insurance policies [...]

Book Review: Willpower

Posted by on February 1, 2012 in Misc.

This book only has a tangent relationship with personal finance. If you are not interested in learning about how to increase your willpower, please feel free to skip over.  I stumbled upon the book Willpower: Rediscovering the Greatest Human Strength by Roy F. Baumeister and John Tierney when a columnist mentioned the book in pointing [...]