The Beginning of the End…

Posted by on April 10, 2012 in Misc.

This blog has approximately 3 weeks left before it is officially retired on April 30. The site will be kept up afterwards (passive adwords income is passive income no matter how small…).  I wanted to take the remainder of this month to try to impart things learned and empty out blog ideas which never saw the light of day.

A colleague of mine is quite a successful business person. He once made the observation that an employee who is unreliable at home suddenly does not become reliable the moment they step through the door. Although anyone is capable of self-improvement, you are more or less working from a certain base once you get to a certain age.

The analysis is not fundamental different when it comes to personal finance. Our personal finance strategies should, more or less, mirror who we are as people. The blogsphere is awash in great investment strategies and ideas. However, readers should be cautious about adopting them lock, stock and barrel. After all, they are written from a particular context which may or may match the reader’s goals.

For example, I love to read about people who want to retire early. I wish them all the best. But, this life choice is not for me. As sick as this sounds, I derive a lot of joy from working; I am one of those people who will sit cannot sit around for more than 2 days on vacation without finding something to work on.

If the goal of any successful venture is to know your exit strategy before you enter (another great business lesson readily transportable to the personal finance realm), then the end goal of personal finance should be dependent on one’s life goal. This, in turn, requires that one know yourself well.

Thus, rather than ask active vs. passive, real estate vs. securities, domestic vs. international, figure out who you are first. The answers to the questions after that become much easier to answer.

3 Comments on The Beginning of the End…

By Tim Stobbs on April 20, 2012 at 2:37 pm

Your leaving…..sigh, but I really do understand. It’s hard to keep working on a blog and you have done amazing to stick around this long! Well done!

I also get your point about liking to work. In fact, so do I. I use the term ‘early retirement’ because most people get that concept, but in reality I’m going for financial independence. I don’t have to work at that point, but I’m likely going to do some of it. Just not likely ever full time again at a single job. I two can handle about a few days of nothing, then I’m done and need to get something else done.

Best of luck on where life takes you.


By the skeptical investor on April 22, 2012 at 5:34 pm

Any reason you are retiring th blog?

By admin on April 24, 2012 at 12:36 pm


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