Are you ahead of the upcoming trend in personal finance?

Posted by on April 17, 2012 in Misc.

The retirement savings gap, the aging demographic and growing government deficits are all future trends we know and can possibly plan around. What often gets less attention are a societal trends that have personal finance dimensions to them.  With the ubiquity of social media, we should all pay attention to the costs of the continuing [...]

The Beginning of the End…

Posted by on April 10, 2012 in Misc.

This blog has approximately 3 weeks left before it is officially retired on April 30. The site will be kept up afterwards (passive adwords income is passive income no matter how small…).  I wanted to take the remainder of this month to try to impart things learned and empty out blog ideas which never saw [...]

Who do trustees in bankruptcy represent?

Posted by on March 6, 2012 in Misc.

Since the credit crisis, we have all been subject to more advertising from trustees in bankruptcy about their services. The ads typically follow the same pattern of emphasizing a pain point (stress caused by the inability to pay off debts) and a solution (hire a trustee in bankruptcy) who offer a value proposition (e.g. “we [...]

Book Review: Willpower

Posted by on February 1, 2012 in Misc.

This book only has a tangent relationship with personal finance. If you are not interested in learning about how to increase your willpower, please feel free to skip over.  I stumbled upon the book Willpower: Rediscovering the Greatest Human Strength by Roy F. Baumeister and John Tierney when a columnist mentioned the book in pointing [...]

The (really tardy) investment rules for 2012

Posted by on January 24, 2012 in Misc.

I spent December mostly working and the first weeks of January mostly planning but I am glad to be back at the blog. The post title is self-explanatory and focuses gives some ideas on investment issues to pay attention to in 2012. I will be blogging about some of these issues in depth for the [...]

Do charities spend too much of your money- an update

Posted by on November 29, 2011 in Misc.

In 2009, I wrote an article outlining how to navigate through the world of charitable giving.  Since that time, there has been a lot of coverage about charitable giving due in part to some charities involved in dodgy tax schemes and a greater emphasis on bang for the charitable buck during economic slow times. While [...]

Is justice ever rendered in white collar crime?

Posted by on November 22, 2011 in Misc.

If you read the news, there has been a renewed push by regulators to bring white-collar crime and white-collar criminals to justice. But, if we look behind the head-lines, is justice ever rendered? There is at least two ways to look at this issue. The first is monetary fines for violators should theoretically act as [...]

Do we have irrational fears of a recession?

Posted by on October 12, 2011 in Misc.

As you know, I have been away from the blog since June for a wide variety of reasons (if you emailed or commented, I am slowly working my way through them. Thanks for your patience). The one good thing about this absence is that it gives a little perspective on things. One of the observations [...]

Top 5 reasons to purchase from a small business

Posted by on June 8, 2011 in Misc.

I pleased to work my guest contributor today, Spy Support, who is new to the financial blogsphere. Support Spy is a Customer Support Manager in the Toronto Area and has been a double-agent for about 15 years.  He has learned the secrets of support and can lead you on the easiest road to customer satisfaction.  [...]

Post 700 and the beginning of the end

Posted by on May 19, 2011 in Misc.

Yesterday was post #700. Thank you for all your comment, support and suggestions since the beginning. This blog also celebrated its 4 year anniversary in April…which marks the beginning of the end of this blog. This blog is ending on May 1, 2012 which marks 5 years of blogging- a fitting landmark. A good friend [...]