Top Personal Finance Books

Posted by on January 19, 2009 in Resources

I have a rather static collection of personal finance books. I am a big believer of quality over quantity (and for cost savings, I borrow a lot of other books from the library). Many of the books also have so much good information that it helps to pick it up from time to time and [...]

Job Interviewing Horror Stories

Posted by on September 16, 2008 in Resources

We hired someone at work recently for what is primarily a book-keeping/administration position which indirectly reports to me (emphasis on indirect). I don’t work at a large company so we have no formal human resources department and someone else at the office vetted all the candidates and I ended up being the “can you confirm [...]

Building the perfect advisory board

Posted by on July 23, 2008 in Resources

If you ever meet a successful person in life, you will notice they are accompanied by a host of advisors- lawyers, accountants, financers- and have access to a wide variety of other successful people. After all, success breeds success and what’s the best way to achieve your goals but to hang out with people who [...]

How NOT to get approved for a loan

Posted by on May 15, 2008 in Resources

A friend of mine runs a business loaning money to businesses. Every once in a while, he asks me to baby-sit a file for him or to help him interview a potential borrower (I don’t loan the money, my job is to vet the candidates who needs loans if he is really busy and I [...]

When should I see my advisor?

Posted by on May 6, 2008 in Resources

People hate lawyers for a billion reasons. Lawyers charge too much. Lawyers aren’t human. Lawyers don’t speak English. Lawyers only care about themselves and on and on it goes. But I have always suspected the real reason why people hate lawyers is that they related seeing a lawyer with bad times. Most people equate seeing [...]

Credit Proofing in Bad Times: Options and Tools

Posted by on April 8, 2008 in Resources

Yesterday, I wrote about personal finance risk for three broad categories. Today, I wanted to discuss some of the credit proofing options and tools available to manage risk (remember again, that I define credit proofing to include risk management and not just in the conventional sense of protecting one self against creditors)…. and what would [...]

How to Conduct Due Diligence

Posted by on April 2, 2008 in Resources

Four Pillars mused recently that we (the blogging world, authors, financial institutions, television personalities etc.) throw around the term “due diligence” a lot as a “cop out” (or prudent litigation proofing depending on your point of view) after extolling on the virtues of a certain investment. To paraphrase Four Pillars, the term “do your own [...]

Need a Loan? A checklist for success

Posted by on April 1, 2008 in Resources

I received a lot of positive responses from a previous post about increasing your chances of obtaining a loan and some requests to elaborate and put some “meat and potatoes” on what one needs when applying for a personal or small business loan.  Thus, the following is a non-exhaustive checklist with some commentary on what [...]

Need Money? Increasing your chances of obtaining a loan

Posted by on March 17, 2008 in Resources

This post is a prelude to next week’s post about Prosper and personal and small business loans loans via peer to peer lending networks (to give you a preview, I am looking at the loan documents provided by Prosper and translating them into plain English). However, with certain regions of North America in a full-out [...]

The Business of Blogging: How Do I Sell My Blog?

Posted by on March 2, 2008 in Resources

After a brief hiatus, welcome back to the unlimited series on the business of blogging where I tackle the business and legal end of blogging. If you are a new reader, please see the resource section of this blog for previous installments. John Chow has started a similar series on blogging income and taxes which [...]